Real Estate Blog - Shane White Team

5 Reasons To Get Pre-Approved Before Interest Rates Decrease

Interest rates have been on everyone’s mind lately. With many experts predicting a potential decrease in rates later this year, some buyers are choosing to “wait and see” before starting their home search.

Here’s the thing—when rates go down, the market can change overnight. More buyers enter the playing field, homes sell faster, and competition gets fierce. If you want to be ahead of the rush, getting pre-approved now is the smartest move you can make. Here’s why:

Beat The Buyer Rush

When interest rates drop, it’s like opening the floodgates—buyers who have been on the sidelines suddenly jump in. This often leads to crowded open houses, multiple-offer situations, and homes selling for over asking price.

By getting pre-approved now, you can start your…

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Getting Your Home Ready for a Fall Sale: What Liberty Hill Sellers Should Know

If you're thinking about selling your home in Liberty Hill this fall, now is the perfect time to start prepping. While the real estate market remains active year-round in Central Texas, fall can be an ideal time to list, especially if you're ready before the holiday season slowdown.

Here's how to use the rest of your summer wisely and get your home market-ready for a successful fall sale.

Tackle Outdoor Curb Appeal While It's Still Warm

First impressions matter—and in Liberty Hill, buyers are drawn to charming exteriors and welcoming porches. Use this time to:

• Power wash your driveway, sidewalk, and home exterior

• Refresh mulch and trim back overgrown plants

• Plant some heat-tolerant flowers (marigolds, zinnias, lantana)…

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Understanding HOA vs. Non-HOA Homes in Liberty Hill: Which Is Right For You?

As Liberty Hill continues to grow with beautiful new communities and custom homes on sprawling lots, one important decision buyers face is whether to purchase a home in an HOA (Homeowners Association) neighborhood or opt for a non-HOA property. Each has its perks and potential drawbacks, and the right choice depends on your lifestyle, budget, and long-term goals.

Let’s break down the differences so you can make an informed decision as you explore the Liberty Hill market.

What Is an HOA, and What Does It Do?

An HOA is a governing body typically formed by a developer or group of homeowners to manage and maintain a neighborhood’s common areas and enforce community rules (also known as CC&Rs—Covenants, Conditions & Restrictions). In Liberty Hill,…

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Your Guide To Liberty Hill’s Fast-Growing New Home Communities & Upcoming Developments

Liberty Hill is no longer just a quiet Hill Country escape; it's quickly becoming one of Central Texas’s most dynamic and desirable places to live. Once known for its wide-open spaces and small-town charm, Liberty Hill is now bursting with new-home communities, exciting commercial developments, and an energy that’s attracting families, professionals, and retirees alike.

With its highly rated schools, strong community values, scenic surroundings, and proximity to Austin, it’s no surprise that this once-sleepy town is now a hot spot for homebuyers looking for both space and style. Whether you’re a first-time buyer, an investor, or someone dreaming of building your forever home, this guide will walk you through Liberty Hill’s most buzzworthy…

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Where To Cool Off: The Best Swimming Holes, Pools, and Water Adventures in Central Texas

When the Texas sun turns up the heat, Central Texans know exactly what to do: head for the water! From natural spring-fed swimming holes to scenic lakes and splash-worthy pools, there’s no shortage of spots to cool off and soak up the summer. Whether you're looking for family fun, adventure, or a peaceful escape, this list of Central Texas's best swimming destinations has something for everyone.

Blue Hole Park – Georgetown

A local gem tucked along the San Gabriel River, Blue Hole Park in Georgetown features a calm, spring-fed swimming area surrounded by limestone cliffs. With easy access to downtown, shaded picnic areas, and walking trails, it's an ideal spot for a family afternoon.

➡️ Perfect For: Families, floaters, and nature lovers
Tip:…

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Essential Summer Home Maintenance Guide for Central Texas Homeowners

Summer in Central Texas means long days, bright sunshine, backyard BBQs…and serious heat. Whether you're planning to stay cool indoors or spend your weekends enjoying the Hill Country outdoors, making sure your home is ready for the season is essential.

Here’s your ultimate summer home maintenance checklist tailored specifically for homes in Liberty Hill and the surrounding Central Texas area. These tips will help protect your investment, keep your utility bills in check, and ensure your home runs smoothly all summer long.

Keep It Cool: HVAC & Energy Efficiency

Before the heat gets unbearable, make sure your air conditioning is running efficiently. Replace your filters monthly during peak use, and schedule a professional A/C tune-up if it’s been…

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5 Things You Should Know About Buying in Central Texas

Spring is in full bloom, and so is the real estate market here in Central Texas. Whether you're relocating, buying your first home, or upgrading your space, navigating the buying process in this fast-growing region takes some local know-how.

Here are five things you need to know before buying a home in Central Texas.

The Market Moves Fast—Be Prepared

Central Texas continues to attract buyers from across the country, which means homes (especially well-priced ones) don’t sit on the market for long. It's not unusual for homes in hot neighborhoods to get multiple offers within days of listing.

Pro Tip: Get pre-approved before you start looking and work with a local agent who knows how to act quickly and negotiate effectively in this competitive…

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The Ultimate Guide To Central Texas Summer Events

Central Texas is buzzing with excitement this summer! From vibrant art festivals to electrifying concerts and family-friendly celebrations, there's something for everyone in Liberty Hill, Leander, Cedar Park, and Georgetown.

Here's your ultimate guide to the top events happening this summer!

Liberty Hill

Liberty Hill Pro Rodeo

May 15–17, 2025 | Harvest Ranch Arena
Join the excitement at this PRCA-sanctioned rodeo, attracting top athletes for three nights of thrilling competitions. Enjoy a family-friendly atmosphere with various ticket options available.

Whimsy & Wonder Festival

May 17, 2025 | Downtown Liberty Hill
Experience an evening where art and music come alive on Main Street. This interactive festival features live art…

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5 Things You Should Know About Buying in Central Texas

Spring is in full bloom, and so is the real estate market here in Central Texas. Whether you're relocating, buying your first home, or upgrading your space, navigating the buying process in this fast-growing region takes some local know-how.

Here are five things you need to know before buying a home in Central Texas.

The Market Moves Fast—Be Prepared

Central Texas continues to attract buyers from across the country, which means homes (especially well-priced ones) don’t sit on the market for long. It's not unusual for homes in hot neighborhoods to get multiple offers within days of listing.

Pro Tip: Get pre-approved before you start looking and work with a local agent who knows how to act quickly and negotiate effectively in this competitive…

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Tax Tips for Homeowners: Maximizing Deductions Before The Deadline

Tax season is here, and if you're a homeowner in Central Texas, it’s the perfect time to explore how to maximize your deductions before the April 15th deadline. Owning a home not only provides a place to call your own but can also open doors to valuable tax breaks.

Let’s dive into the top tax tips for homeowners that could help you save money this filing season.

Mortgage Interest Deduction

One of the most significant tax benefits for homeowners is the ability to deduct mortgage interest. If you have a mortgage of up to $750,000 (for loans taken out after December 15, 2017), you can deduct the interest paid on your primary or secondary home. Make sure to have Form 1098 from your lender, which details the interest paid over the year.

…

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