Well, fall has officially arrived and our weather is saying the same thing...finally some cooler wetter days are here!  I know for us it is a welcome relief after a record breaking summer of heat and drought.  Now our drought is not over by any means, but at least we are seeing signs of it breaking some.

With fall comes many things...the start of school (GO PANTHERS!!), football season, etc.  What we also typically see is a gradual slowdown in our real estate market.  BUT, this year the buyers need to be as active as possible...2 reasons.  $8000 tax credit must be closed on a house before Dec 1.  The other thing is one of our lenders sent out an article stating that rates will most likely start gradually increasing into the first quarter of next year and be above 6% by then.  They have been held artificially low from the govenrment buying the securities, but they will start slowing that down and stop my next year...thus rates will go up.

SO, this means buyers need to get off the fence and buy!!  If you are a buyer or know anyone who is thinking of buying, pass this info along to them...and have them contact us.  We may never see rates this low again!!